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06 Nov Retirement Annuity

Retirement Annuity Retirement Annuities commonly referred to as RA’s are an investment vehicle designed to save for (as the name says) retirement. They are an alternative to pension funds however it is possible to have both. Positives: Contributions are tax deductible Forces you to save for retirement Legislated...

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02 Nov Pension Fund

This is an investment vehicle established by a company to assist it’s employees in saving for retirement. Positives: Contributions are tax deductible. First R500 000 withdrawn is tax-free (at retirement). Power of compound interest to grow money for retirement.   Negatives: Only have access to 1/3 as a...

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